Best formation to beat 4-1-3-2?? and the players have higher rating than me

hello top eleven fans! i have basic formation 4-3-3 and how to beat this formation 4-1-3-2 and the quaility more high than me

Dl dc dc dr
mc
ml amc mr
st st

thanks

4-5-1 V also with the positions you said this is not 4-1-3-2 but 4-3-1-2...