If you are short of money, try to buy free agent & sell them. Try to look for those old ones 30-31 y.o so that very few people bid on them. Don't bid for those who are 32 yo and above since you cannot sell them due to their retirement. Try to limit yourself to 1-2 tokens per player. After doing that for a few rounds, you should have a fair bit of money. Use that to buy some experienced players to enhance your squad.