Yes.... This is quite true. I too usually sell most but Jokic and Balezdrov were necessary, and I could get virtually nothing out of King...... So I kept them. Heinz was my 1st teamed so I kept him.:)
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In my first seasons i had a lot of guys retiring, but now i try to avoid that, since there there MV is a bit higher.
Never the less i had this 2 players retiring, first from ACADEMICO D FC, with was a great DC and the other from A a Z FC only played 1,5 seasons but done a great job.
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With KFC I let no player retire, but I have two 32T teams on another server: Troll FC and Shaolin Kittens.
Some months ago I let Shaolin rod and forgot to extend the contracts and so the club was full of players that played their final season.
I brought the team back on track, but it took 2 seasons to save some tokens, but thanks to clever transfers and a bench full of 2* youth academy players Shaolin reached promotion to level 9 last season (lost to rank 4 based on goal difference, but nevertheless that is a good result for an almost dead team). I am proud of the low profile players in that team. :)
I had a striker called Aléman, who shot about 30 goals in 4 seasons :O
I sell players that are older than 28. and only buy if there below 24. Why? Lower the age better they train.
My teams average age is 22.6
http://img191.imageshack.us/img191/5247/co7k.png
Bought when he was 19 y.old, 15 years spent on our club, Respekt my Legend :D