Dont think it's about bots and enough players in early levels. Nordeus want to matchmake and challenge. Problem is like siddas pointed out your opponents have auction market to 119 you 99. Recommended 139 v 119. Add to that their players will be 1 star lower relatively as they are 1 level higher and will train faster. Apart from that seems fair to me lol
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Another point is I earn less in L5. The opponents’ players are actually low % and easier to train and improve. I’d rather to be promoted to L6 and receive 2 star loss if Nord wants to balance me.
And there you go. You've figured it out after 5 seasons. Well done. But there are others who will be suckered into spending real money season after season trying to play catch up to teams a level above them in the cup and champions league. That's what keeps the game online.
As for yourself? You need to decide how and if you want to play remembering that you will always be penalised for success.