Well, it's a game that tries to emulate real life football. So the comparison is not taken out of context while still just being a game.
I think the blame factor is secondary. If you come across a person in real life that exploits loopholes in the law putting other people at a disadvantage or even hurting others, you'd blame them. Others would blame the judicial system. Not saying either is right or wrong. It's merely a matter of principles.
Again, to each his own. But the main problem is not where to put the blame, but the fact that there're loopholes to be exploited.
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