Actually..me (lvl2) vs a lvl 6 guy.. he wins first with 1:2, i won second match with 3-1..
I might be acting stupid for some here but i can count and i would have won with 4-3 on goals if this what your explaining was the case. After the second match came the penalties and lost it with 0:4 because he only had players above 5 stars and a team worth of 44mill versus my sad 4mill.. (great matchmaking..)