This suggestion has been discussed a lot of times. I always object. But I don't fully understand the recent changes of the game. Anyway, I don't like this to implement in normal part of this game. In case it should be brought to developers to consider, please make sure loan should be in same club level, reasonable tokens should be charged and number of incoming and outgoing loans per team should be limited. There are a lot of suggestions on this that can be easily searched in this forum.