Moi
Thank you for taking the time to explain this to us.
I understand that the developers are trying to make it more life like, and it may be that they lose token purchases as a consequence, until we get to play the new system, my view of the effect on transfer policy is only an educated guess. Personally, I went out of my way to renew all outstanding contracts and allocate all outstanding skill points last night, although oddly I had 11 when I logged in this morning.

I will be very interested to see how the new training system works in practice, I presume that this will then alter the way that player stats are shown in the transfer window, if so, are any screenshots of it available?