I always have bonus on. Always even if I play vs. team 17 Q below me... with Nordeus trolling I rather have it ON. If I need extra money I sign 3-4 Free agents a day and I am sorted. Also I am level 9 and I have always Cash reserve of 200 Milions just in case some NGE will appear ... plus stadium expansion is not cheap thing... just payed 111 Milions for full expansion from 91000 to I dont know what size lol....