BIG TIME FAIL is to judge people for giving money for tokens.
Several reasons are for that.
First and most important is that you judge people because they enjoy their free time in way they want. Judge people for going out in disco since they can spend that money investing and making more money out of it. Judge people who smoke or drink too much. Then punish people who drink coffee during exams since that is kinda cheating, caffeine keeps them awake and that results they could not achieve without coffee.
Second is applying free will, free choice.
Third is their own cost benefit calculation.
100$ per 3-4 months are 25-35$ per month, still cheaper than other activities they try to quit...their own math.