lower team rating at the end of season?

[Philip L. Willis]

it drastically affects the cup level you will play in (although too low level = less prize money), however i think the calculations only take your top 11 players into account to prevent players buying some low rank extras.

Better think twice buddy!

Do not let your reasoning overtake reality. Faulty reasoning may take you down a deep dark path of "NO RETURN".

The voice of experience says, "Getting knocked out by players 3 levels up, in the first few rounds gets you........ really 'less prize money'"!