I am going to put my win bonus back to 0$. I raised it awhile ago and it didn't make much difference, though I suspect it helped morale, I am in a very hard league, though, so I not so surprised to not be winning.

Ok, higher levels seems to me to be the best time to buy Youth. Yes, they cost T, BUT they cost 0$ and their wages tend to be the base number of that role for the level - so you will save with low wages for a few seasons. Scouts seem to cost the highest wages.

Friendlies are income if you can play a friend a few levels below (losing costs morale big time)

Oh yeah and of course, look on the TL for good players with lower wages to replace the expensive guys on your squad.