I agree the financials are just about impossible when you reach high level (30+) I am not there yet but I can see it coming. I have been trying to figure it out, and the math just doesn't work when the players salaries are so high and their values so low. I have been buying my youth products when possible cos their pay is a bit lower and they cost no $, and I think it helps a little. Use the freebies for bench or sell. On just a level 21 team I had to sell guys to keep afloat too, it's only in League with NO win bonus and still bleeding $$. When not in CL or Cup pretty much only a minimum squad is viable