@Thomas Mun Win Fu
So you team is level 1? In my opinion, that is waste, no offense. I've played those low levels few times with different clubs and I don't think fast trainers are cost-effective on those low levels. For 5,4M you can buy almost whole 5 stars 1st eleven on that level. Mine strategy (long term saving money) on low levels was to buy cheap players but not older than 29-30 years so that they could still be sold in future (before retiring). This way I'd have a lot of money after few seasons so that I could have bought any player I want.