Ok, this academy player looks like a good deal for getting some money from token.
He is, AMR-AMC, 94q and it looks like he can be sold easily.
The price of those players in my level, seems to be round 70 M'.
With 15T I must pay for him, the money from the bank are 39M' , so I could earn about 30M'.
I decided not to do the transfer because I have good money for my lv and I prefer to keep my precious token.
If negotiations were working (and could get maybe 5T), I would reconsidering that but I 'm very disappointed from offers I had so far.