Hi as a player who doesn't spend money myself I can only tell you, you started playing in the worst moment with this new system. The player you described I would consider a terrible investment for whoever bought him, he won't grow for the next season, whoever bought him should know negotiations and scout players exist. I'm still trying to figure out myself what the exact price is worth putting with the new system. Basically if you badly need a player just go for him until you see it's too much or someone else is bidding like crazy. This new system doesn't allow you to get lucky like in the past and get players with 1 or 2 tokens.