I couldn't agree more specially after my Cup final today. 
4-5-1 V is the formation I like to use , but 4-1-4-1 is what I trust more when playing vs very tough opponents. 
My team RINOKEROS (lv12) played in the Cup final vs a lv15 team (leader of his league) so I set 4-1-4-1.
My orders are defense/counter/flanks/low pressing/ normal tackling/zonal / no offside and long passing as oppo played with 4-2-2-2 hex and didn't have DMs. 
Red arrows to my ML & MR, blue arrows to my 5 defenders. 
Max win bonus,  4 X10% training bonus but didn't use extra bonus as I was watching from old version. 
Oppo didn't watch (too bad for him 

 ).
