If it was me I would use 4(d)-1(dmc)-3(mc)-2(st) ...I generally use normal mentality, I dont look at the total team rating, I look at the playing 11 ratings, If still his is stronger ..I will use own half, may be hard tackling... depending on how much better his team his,mixed pass, mixed style & focus...and zonal...If my dmc is not much in use ..then I might get him replaced with an AMC... I am still learnng btw ...thought i will share my view ... do let us know what did you eventually do and the result ...good luck