Having same probs, I am in level 25, the only way to balance books is to play friendlies and set ticket prices high (but not so you lose attendance) also if u get vids select stack of cash, sell your 2 youth players, try to sign free agents and then sell but only the young 3* ones as for competing against token buyers I am afraid u can only do what u are doing until they get bored and give up their team.