It is very, very hard to manage finances on that high level, that is not only your problem.
This game forces players to buy a lot of money loans (= spend tokens = spend real money more and more) or to take over new club from lower level. If you are willing to stay on high level, then you need tokens and tokens and yet more tokens.
Don't forget that this game brings money for owners, that is bussiness for them.
Another option is to start again. forum.topeleven.com/tutorials-guides/27758-taking-over-new-club.html