on my main team, I now have only one GK. he does ok for me:

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but then, on one if my alts, I have this guy:

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this team is winning its League with a 3 star goalie. Yes the rest of the team is a bit better q, but still.. it is not always stars that matter. Also expecting high ratings from youth, is something I don't do, until after their first season. That's me, though..