I am a 35T player. I bought about 5 starter packs (100 tokens) over 23 seasons so that is nothing. Overall I can say that you do not need money to be succesfull. My second team is without any money and has won the league 2 times already. You can see how well I have played so far in my signature. I have faced full scout teams that I couldn't beat (although the games were close) but to me that is something I just accept.