This would not be a loan system between manager and bot, no, this would be a loan system between actual managers. There would also be a small token price and a small token gain from the managers (loss to the recipient of the loan, gain for the loaner). It would be similar to negotiations as well and, just like in real life, being friends with the manager or having a relationship with the manager would most likely help your chances of acquiring a loan. I guess to prevent duplicate accounts loaning to itself (which i dont see the benefit in that at all but whatever) a limit to loans per season could be used like 3 loans a season? Also a permanent move clause could be negotiated or already established at the time of the loan.