I just messed up my light PT for the first youngster I got. Had some incredible luck to get an AMR/AMC 18 year old who trains fast but last night, tired as I was, I accidentally pushed him up above 45* with just one or two skill pts to assign.
Those with experience, how dramatically will this decrease his training gain?

Do we know if the game engine only looks at skill pts assigned when calculating how much the player will gain or is it smarter than that and reacts even to unassigned skill pts?