I am active and low quality compared to you.
started the season at 52 percent and am 72 percent now. I have 78k left in cash after my purchases today which is probably my last this season.
My strongest opponent is in league. He is 70.2 as of today and attends matches. CL and cup opponents all 30-50 percent but I haven't checked their bench

I log in everyday but almost never attend matches. I might have to attend a few now to protect my league lead.
I train to max both types of bonuses and heal injured players.
Used to leave condition as low as possible but as I started getting draws with 30 percent teams, am going to start using boosters to recover condition.