Well spending is not bad as it's personal but the training rate to increase a player stats should be increase because at the end of every season the player level is always decreased by nearly 1.5 which is bad and makes you look for 90 above players to buy in other to win games.

Training should increase a 80% players to at most 120% from the beginning to the end of the season as only young players are allowed to develop rapidly while aged players remains static

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