Nice of you to summarise your experience for others to share.

What have you seen as to Free Transfer buying for converting into cash? Is it worth it or a loss of tokens?
Is it better to concentrate main team in the League or the Cups?
When buying players, is it better to buy in and at the start of the new promoted season, when better BUT MORE EXPENSIVE players are available or is it better to buy during the season when a good player is on the market?

Your views on buying young players 18 t0 20 vs experienced/old players 27 to 32, plse!