This explains what formations get the penalty: Squad - Top Eleven Official Wiki
A screen shot of a match in progress would maybe give more information as to why. Your formation as it is shown is ok.
If one of your D or wingers gets booked or hurt - you would not conform.
Expressed above is my own opinion. ☻ Your results may vary.
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Also, verify that you have players who are trained to their position. I have seen a game force the 80/20% rule if my opponent has a AMC playing GK and other positional mistakes.
Did you know?...In Texas, a recently passed anti-crime law requires criminals to give their victims 24 hours notice, either orally or in writing, and to explain the nature of the crime to be committed...This makes me so proud to be a Texan
"Excuse me sir, tomorrow evening, I plan to defile your home, have you any objections?"
"I should think so! My Mother-in-Law isn't visiting til next week"
"Ah, my sincerest apologies, til next week than?"
Expressed above is my own opinion. ☻ Your results may vary.
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You have only 2 DCs not three as you showed us first. 2DCs will get you 20% possession