Do you mean 72% ability (with the "%"), or 72 overall quality (in parentheses)? From Niko's chart, we know that the max starting stats at level 11 is 74 Overall Quality, $40-50 M value. An 18 year old with $34 M price is not the highest max player at that level but is pretty high so maybe a second class FT (but still good if you need his position). I do believe extra positions and SA's increase the price but I don't know how much.
https://forum.topeleven.com/tutorial...tml#post500463