My Champions League final against a much stronger side (49 vs. my 38), he's playing a 4-4-2. I want to counter with the 4-5-1 V formation (4-1-2-2-1) but I would be playing two out of position. I have a straight MC in the DMC slot because my DMC is on red card; and I am playing a MR in the right MC position because my other MCs are injured and I have two strong MRs.

I don't know how much I am penalized playing an MC at DMC and a MR in the MC spot. Am I better off with just one player out of position and play my second MR (significantly higher rated by 10) in the DMC spot?