loan out players is a must! they can choose to pay an amount of their season wages and do it like 1-2 tokens so its better for the smaller players as well, they can loan in some bigger players who would be really good .. i.e i have a player that has a 27 rating (only 2 stars) but he barely gets played .. this way someone who has a team of an average rating of like 20-21, he would be their star player