Exactly John! If you buy tokens sometime, then do as i do - and trust me when i say that it is worth it. (Buy alot of money for your tokens) Because when a really expensive young player comes up - not many, if even any can afford him. It's usually enough with 1 token for me.. as most I think it has been 5 tokens.
But if i go for a less expensive player than its total war - and as you said "it is not worth it" But IF I entered the bidding war, then i fullfil it. Since I am insane ^^ But it's better to go for 3-4 really expensive YOUNG players. You don't have to spend many tokens on the bidding at all. You spend tokens on money.