I'm still going for it.

I have 4.54B in cash due to watching videos for cash and playing several friendlies, so its not bothering me in the slightest. I've also got over 14,000 farmed tokens too so I can easily buy a pack of cash if needed down the line etc...

I would say it has probably made it a bit easier for me to progress as teams simply can't buy new players at this level as they don't have the money so its quite easy to coast through the leagues to the next level with the rest of the teams around me getting weaker as the season goes on as they lose players due to debt.

The only problem I have run into is that it is almost impossible now for me to be able to sell a player as most of the teams simply don't have the money to buy them off me - and the players I want to sell are not good enough to attract the users who can afford to buy them, so sacking players and/or letting their contracts run down has become a bit of a skill too.