You can pick up a good keeper relatively cheap. Personally I'd build from the back, try find a player that can play more than one position. I.e. both my dr/dl can play dc. the gulf between levels 1 through 3 isn't that great (barring scout buying teams).I'd suggest buying on the last day if the season, allot of unwanted players from people who do have the money and tokens, there unwanted players will do well for you the following season!