Dude I've faced associations like this twice in the last 3 tournaments and I got humiliated these players are extremely difficult to stop. It's not bad to have players with 1% attributes I do have some players like that, but I got them through 'legal' means that's by training only white skills for several seasons.
However it's impossible for an 18yo or a 19yo to have 1% grey skills unless he uses the upselling trick which is clearly against the rules of the game. You can read through the game rules it's written there somewhere I don't know why the developers have done nothing to curb these cheating associations