What poor, high-level clubs do with money

[khris]

I've been wondering how and why some clubs are so poor. I'm a Level 32 manager and my club has a 12.1 billion budget. We're bloody rich. I often check out other teams on the same level and similarly high-level and most of them have budgets in the low billions or even millions. What the hell do they do with all that $$$$$???

win bonus active always and retire players in my club so Ive a full squad. Thats why Ive 200M now lol

L36.