You can pay for the special sponsor, which gives you benefits such as loans, attributes, new players, and so on. You can buy as many credits as you want to buy high-level players every day with the daily player and the recommended ones. You can buy gold, greens, blues, whatever you want for money. You can buy special trainers for your better players, loaned players, or shots to raise their special skills. You can buy players with 2 special abilities, or pay to get benefits in the upgrade lab. You can buy the monthly card to get more gold. I'm sure I'm forgetting something. You can buy all that to upgrade you team, but for jarharnamme is not pay to win, it is paying to get official items and pay to lose.
For the fourth time I say that the fact that there are games even more unfair than this, just as there are others more fair, is useful to compare but does not change what this game is. Enjoy the game if you really do, but don't fool yourself, it is not good for the intellect. And if you don't like something in te game, say so, it's the only way to improve it. If you accept all and even justify you will always suffer it