Ok I got this kid to 99% now.
This is how it worked out:
+DMR -- 34 Rests
+AMR -- 35 Rests
+Shadow Striker -- 34 Rests
From 71% to 99% -- 80 Rests
Total: 183 Rests
The same cost for a 99% kid you pick up is basically 44x3=132 Rests. So the extra cost ended up being "just" 51 Rests. And 24 tokens since I signed him from the youth academy. Zero money. So I probably saved like around 2m compared to a 99% kid and 8.3m compared to getting someone on the market as opposed to someone from the Youth Academy.
These are the conclusions I draw:
-Its rare, but sometimes you see a fast trainer with two positions and a SA (often Corner-specialist for some reason...), if the positions and SA fits your bill, its cheaper to pick up a 4 star fast trainer with an extra position and a SA than a 5 star 99% kid.
-If you are hard-pressed for money, is it better to pick up a 3-4 star kid and train them? Well, I don't know how fast a 3 star kid trains, but it is not worth it with a 4 star kid. Instead of loosing 50 rests, you can farm 50x57$=2.8m, I think the money you are saving is about 2m. At my level at least.
-If you like are looking for a Fast-Trainer at a certain position and just cannot find someone, it is -- not -- an extremely bad deal to go with a 4 star kid instead. 50 Rests is a big cost, but its worth it if the option is to go 2-3 seasons without filling a position on your team that must be filled.
What do you guys think?
Now I just have to figure out if this kid can perform or not...
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