This is an asso group I made with six of my teams.
I started this before 9 months and this season, after the first two week ends, gathered 1334 points.
I didn't want to promote to Platinum division so I removed 3 of the 6 teams and didn't get any games for this weekend or the next one.
Also didn't want to put "tanking" formations and add bad stats in review.
Then I 'll add the other 3 teams and gonna play again in Gold 1.
My teams are less than avg I would say. Some are using those 3* veterans, given by the game.
I don't have the time to find and buy players, to do training or farming.
Just put some descent formation (I use 4-5-1V for all, so not get confused) and usually def/counters/high pressing - at least for the 1st round.
A Guide for tanking (tips and stories too)-asso-tanking-1.jpg

So remember, a group of three doesn't play games but still next season there is a reduce of 20% in points.